Brazil Pension Calculator 2026
Estimate your future INSS retirement pension based on your contribution history and the 2019 reform rules.
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How the Pension System Works in Brazil
Brazil's public pension (INSS/RGPS) was reformed in 2019. The benefit is calculated as a percentage of the average of all contributions since July 1994.
The base rate is 60% of the average salary for 20 years of contributions (men) or 15 years (women), plus 2 percentage points for each additional year. Reaching 100% requires 40 years (men) or 35 years (women).
Minimum retirement age is 65 (men) / 62 (women). The minimum pension equals the minimum wage (R$1,518/month) and the maximum is R$7,786.02/month.
Data source: https://www.gov.br/previdencia
Last verified: 2026-04-25